Privacy Policy

Last updated: August 3, 2025

YourTexasPolicy.com (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website and interact with our services. By using YourTexasPolicy.com, you agree to the terms of this policy.

1. Information We Collect

a. Personal Information You Provide

  • Contact details: name, email address, phone number, mailing address
  • Insurance-related data: policy preferences, beneficiaries, health and lifestyle details you voluntarily share to obtain quotes or information
  • Account credentials: username and password when you register for an account

b. Automatically Collected Information

  • Usage data: pages visited, time and date of visits, referring URL, IP address, browser type, operating system
  • Cookies and similar technologies: small text files stored on your device to enhance site functionality and remember your preferences

2. How We Use Your Information

We use the information we collect to:

  1. Provide and personalize our services. Tailor insurance quotes and content to your needs.
  2. Communicate with you. Respond to inquiries, send confirmations, reminders, newsletters, and promotional materials.
  3. Improve our website. Analyze usage patterns to enhance user experience and site performance.
  4. Comply with legal obligations. Meet federal and Texas Department of Insurance requirements, including recordkeeping under the Gramm–Leach–Bliley Act (GLBA).
  5. Protect against fraud and abuse. Monitor for suspicious activities and enforce our Terms of Service.

3. Disclosure of Your Information

We do not sell your personal information. We may share your data in the following circumstances:

  • With service providers: Third parties who perform services on our behalf (e.g., hosting, analytics, email delivery) under confidentiality obligations.
  • With insurance carriers and agents: To obtain and process quotes, issue policies, or service your coverage.
  • For legal reasons: When required by law, regulation, subpoena, or court order, or to protect our rights and the safety of our users.

4. Cookies and Tracking Technologies

We use cookies, web beacons, and similar tools to:

  • Remember your preferences and settings
  • Understand how you interact with our site
  • Deliver targeted advertising through third-party ad partners

Most browsers allow you to control cookies through settings. Disabling cookies may limit some site features.

Our website may contain links to third-party sites (e.g., insurer portals, regulatory information). We are not responsible for their privacy practices. Please review their policies before providing personal information.

6. Security of Your Information

We implement industry-standard technical and organizational safeguards (encryption, access controls, secure servers) to protect your data. However, no method of transmission or storage is 100% secure; we strive to continually improve our security measures.

7. Your Rights and Choices

Depending on your jurisdiction and under applicable law, you may have the right to:

  • Access the personal information we hold about you
  • Correct inaccuracies or incomplete data
  • Delete or restrict processing of your information
  • Opt out of marketing communications

To exercise any rights, please contact us at privacy@yourtexaspolicy.com. We will process your request within a reasonable timeframe and in accordance with applicable law.

8. Children’s Privacy

Our services are not directed to children under 16. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected data from a minor, please contact us and we will delete it promptly.

9. Changes to This Privacy Policy

We may update this policy to reflect changes in our practices or legal requirements. We will post the revised version here with an updated “Last updated” date. Significant changes may be communicated via email or a website notice.

10. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out:

YourTexasPolicy.com
Email: privacy@yourtexaspolicy.com
Address: 123 Lone Star Blvd., Houston, TX 78701

Thank you for trusting YourTexasPolicy.com with your personal information. We’re dedicated to safeguarding your privacy and helping Texans make informed life-insurance decisions.